Payroll that runs on time,
every time.
From first hire to full team — Cobella Financial handles your payroll end-to-end so you can focus on building your business, not chasing remittances.
100% Canadian. Fully remote. Compliant with CRA, WSIB, and provincial payroll regulations. QuickBooks Online Platinum ProAdvisor certified.
Full-cycle payroll,
start to finish.
Whether you run weekly payroll for a team of five or bi-weekly cycles for a growing organization, we manage every step — accurately and on time.
Payroll Processing
Weekly, bi-weekly, semi-monthly, or monthly payroll runs processed accurately and on schedule.
Direct Deposit Setup
EFT/direct deposit configuration and management for your entire team across all major Canadian banks.
CRA Remittances
Source deduction calculations and CRA remittance submissions — CPP, EI, and income tax withheld correctly.
T4 & T4A Preparation
Year-end T4, T4A, and summary preparation and CRA filing so your employees have what they need on time.
ROE Filing
Record of Employment issued promptly when employees leave, go on leave, or change status — no delays for your team.
Benefits & Deduction Management
Coordination of benefits, RRSP matching, garnishments, and custom deductions — all tracked and reconciled.
WSIB & Provincial Compliance
WSIB premium tracking and provincial employer health tax (EHT) management across jurisdictions.
System Setup & Migration
New payroll system setup or migration from your existing provider — with data integrity you can trust.
Choose the tier
that fits your team.
All packages include direct communication with Shantae and your dedicated payroll contact, not a call centre.
```Best for: 1–5 employees · Up to 2 pay runs/month
Included
Not Included
Best for: 5–15 employees · Multi-frequency pay runs
Included
Not Included
Best for: 20+ employees · Complex structures · Nonprofits & Corporations
Included
Ideal For
Every quote is scoped to your business.
Payroll complexity varies significantly by organization. Here are the key factors we consider when building your custom quote:
Number of Employees
Headcount is the primary pricing driver we'll confirm current and anticipated growth.
Industry Type
Construction, nonprofit, and retail carry different compliance obligations and pay structures.
Current Integrations
Your existing accounting software, HR tools, and time-tracking systems affect setup and migration scope.
Pay Frequency
Weekly payroll requires more touch points than monthly, frequency shapes the service load.
Provincial Scope
Multi-province employers require jurisdiction-specific compliance management at each location.
Pay Structure Complexity
Commissions, tips, overtime, union rates, and contractor payments each add scope.
We work in your system.
Already using a payroll platform? We work within it. Starting fresh? We'll recommend the right fit for your size and industry.
Common questions
about payroll.
Not necessarily. We work within most major Canadian payroll platforms including QuickBooks, ADP, Wagepoint, Payworks, Knit People, Ceridian, and Dayforce. If your current software is working, we'll work in it. If a migration would save you money or reduce errors, we'll tell you and manage it for you.
Payroll processing is the act of running payroll, calculating hours, generating pay stubs, and initiating deposits. Payroll administration is the broader function: maintaining employee records, filing ROEs, managing remittances, tracking vacation accruals, year-end filing, and staying current with CRA requirements. Cobella Financial handles both.
We calculate CPP, EI, and income tax source deductions with each payroll run and track your remittance due dates based on your assigned CRA frequency (regular, quarterly, or accelerated). We'll provide you with the amounts and schedule to ensure timely remittances and avoid penalties.
Yes. We process T4s for employees and T4As for contractors, manage the appropriate withholding and filing obligations for each, and ensure your records clearly distinguish between the two, which matters a great deal for CRA compliance.
Absolutely. Nonprofit and government-funded payroll is one of our specialties. We understand funder reporting requirements, restricted fund salary allocations, and the documentation standards required for program-based staffing. This is built into our Enterprise tier for organizations of this type.
We own it and we fix it. Our process includes a reconciliation step before every payroll run to catch discrepancies. If an error occurs, we correct it immediately, communicate transparently, and adjust the next run accordingly. Our track record is strong — but our commitment to accountability is stronger.
Most clients are fully onboarded within 1–2 weeks. We collect your existing employee data, payroll history, and system access, then run a parallel check before going fully live. For mid-cycle starts or migrations, we schedule the transition to minimize disruption to your team.
Your quoted monthly fee covers all services listed in your tier. There are no hidden fees for standard payroll runs, remittances, or ROEs. Additional services outside your tier scope, such as off-cycle runs, retroactive adjustments, or system migrations — are quoted separately and disclosed upfront before any work begins.
Ready to hand off
your payroll?
Let's talk about your team, your current setup, and what it would take to get payroll completely off your plate.