About Cobella Financial

We build things that last.

Cobella Financial exists for one reason: to give businesses the financial foundation, the strategic partnership, and the clarity they need to do what they were built to do.

Shantae Cunningham Founder & Principal — Cobella Financial Inc.
Shantae Cunningham, Founder of Cobella Financial

"What I have learned from working across every kind of business is this: the fundamentals of financial health are universal. Accurate books. Clean systems. Reliable reporting. Clear strategy. And a partner who tells you the truth about your numbers."

Over more than a decade of progressive financial leadership, I have served as a bookkeeper, a controller, a fractional CFO, a financial coach, a curriculum designer, a facilitator, and a board finance member — often all at once, across multiple industries and sectors simultaneously. That breadth is not accidental. It is the point.

The Story

A decade of building.
From the ground up.

My name is Shantae Cunningham. I founded Cobella Financial in 2018 with a clear purpose: to build financial systems that work and to deliver the kind of financial partnership that was previously only available to large organizations with large budgets.

Since then, I have worked with small businesses, startups, professional services firms, e-commerce companies, construction businesses, social enterprises, and community organizations across Canada. What they all have in common is that they needed financial systems they could trust and a partner who would show up consistently, tell them the truth, and help them act on it.

That is what Cobella delivers. Every time. For every client.

Credentials
Experience
10+ Years
Progressive financial leadership across industries
Certification
QuickBooks Online Platinum ProAdvisor
Among the most credentialed QBO practices in Canada
Government Contract
City of Toronto — Recipient
Financial programming delivery at scale
Community Leadership
Finance Board Member & Mentor
Hey Black Girl!  |  Futurpreneur Canada
What We Do

Two divisions.
One commitment.

The systems that keep your business running right.

We do not just keep your books, we help you understand them, act on them, and use them to build something sustainable. From day-to-day bookkeeping to executive-level financial strategy, we bring the expertise your business needs at every stage of growth.

Whether you are a startup building your first financial infrastructure or an established business that has outgrown your current setup, we design every engagement around your specific context, your industry, and your goals.

Full-Cycle Bookkeeping
Payroll Processing & Administration
Fractional CFO & Strategic Advisory
Financial Reporting & Analysis
Audit Preparation & Support
Tax Support & Compliance
Budget Development & Forecasting
Systems Setup & Migration
Board & Stakeholder Reporting

Financial confidence belongs to everyone.

The Cobella Wellness Division delivers financial education, empowerment programming, and one-on-one coaching to individuals and organizations who want to build a stronger relationship with money.

We have delivered programming through partnerships with Enterprise Toronto, the City of Toronto, and national financial empowerment organizations — reaching 500+ participants annually.

Financial Literacy Workshops
Cohort-Based Programming
One-on-One Financial Coaching
Curriculum Design & Development
Speaking Engagements & Keynotes
Facilitation & Training
Employee Financial Wellness Programs
Track Record

What I have built.

Founded and grew Cobella Financial from a solo practice into a multi-client firm
+
Since 2018, Cobella Financial has grown from a one-person operation into a full-service financial advisory firm serving clients across multiple industries throughout Canada — while maintaining the personalized, partner-level service that defines the Cobella standard.
Earned a government contract with the City of Toronto
+
One of the engagements that defined what Cobella could do at scale. Delivering financial programming services under government contract demonstrated the operational capacity, compliance discipline, and delivery standards Cobella brings to every engagement.
Led a full financial recovery for a client with multiple years of books in arrears
+
Rebuilt the financial system from the ground up, managed the audit process end-to-end as primary liaison to external auditors, and delivered financials that restored stakeholder confidence and secured the organization's long-term continuity.
Reached 500+ participants annually through financial empowerment programming
+
Through partnerships with Enterprise Toronto, the City of Toronto, and national financial empowerment organizations, Cobella's programming has reached hundreds of participants annually across diverse communities.
Maintained QuickBooks Online Platinum ProAdvisor status
+
Cobella holds QBO Platinum ProAdvisor certification — placing us among the most technically credentialed QuickBooks practices in Canada, reflecting our depth of expertise and commitment to the tools that serve our clients best.
Serving on the board of Hey Black Girl! and mentoring through Futurpreneur Canada
+
As Finance Board Member for Hey Black Girl! and Business Mentor for Futurpreneur Canada, the work extends beyond client engagements supporting the next generation of founders with the financial guidance they need to grow.
Philosophy
Financial clarity is not a luxury. It is what allows businesses to make good decisions, operate with integrity, and pursue the things they were actually built to pursue.

My job, whether I am advising a board, managing a complex multi-client portfolio, or sitting across from someone building their first budget, is to make the numbers make sense. To give every client the tools, the systems, and the confidence to move forward with their eyes open.

You will know who you are working with. You will be treated like a partner, not a file number. Your calls get returned. Your reports arrive on time. And when something does not look right in your numbers, we tell you before it becomes a problem.

That is the Cobella standard. It has been since 2018, and it is not changing.

Ready to build something that lasts?

If you are looking for a financial partner who brings strategic depth, operational discipline, and genuine commitment to your success, let's talk.

Book a Consultation