Bookkeeping Services
Accounting done right.
Be at ease knowing your bookkeeping and financials are taken care of so you can focus on what you do best. Our virtual full-cycle bookkeeping services give you accurate numbers, clean systems, and actionable insight for every stage of growth.
More than keeping the books.
We are your financial partner — not just your data entry team. Every engagement is built around your specific business, your industry, and your goals. We bring accuracy, consistency, and the kind of financial insight that helps you make confident decisions at every stage.
Schedule a ConsultationPackages & Pricing
Find the package that fits your business.
Slide to explore our bookkeeping packages. All packages available on 3-month, 6-month, and 1-year terms. Custom quotes available for complex or multi-entity engagements.
Package 01
Starter
For new businesses and solopreneurs getting their books in order
Starting from
$600/mo
+ HST | Billed monthly
3-month minimum engagement
What's Included
- Full-cycle bookkeeping (up to 75 transactions/month)
- Monthly bank & credit card reconciliation
- Monthly financial statements by the 15th
- GST/HST filing preparation & support
- Accounts payable & receivable management
- QuickBooks Online setup & management
- Monthly email check-in summary
- Encrypted document portal access
- Monthly financial meeting
- Cash flow monitoring
- Advisory & strategic support
Best For
- Freelancers, consultants & solopreneurs
- Businesses in their first 1–2 years
- Annual revenue under $150K
- Simple revenue structure (1–2 income streams)
- No employees or 1–2 contractors
- Businesses needing a clean financial foundation
Package 02
Growth
For growing businesses ready for full financial visibility and monthly strategy
Starting from
$1,000/mo
+ HST | Billed monthly
3-month minimum engagement
What's Included
- Full-cycle bookkeeping (up to 200 transactions/month)
- Monthly bank, credit card & payment platform reconciliation
- Monthly financial statements by the 15th
- GST/HST filing preparation & remittance support
- Full accounts payable & receivable management
- QuickBooks Online management & optimization
- Monthly 30-minute financial review meeting
- Basic cash flow monitoring
- Year-end working paper preparation
- Encrypted document portal access
- Full advisory & strategic support
- Budget development
Best For
- Small businesses with 1–5 employees
- Annual revenue $150K–$500K
- Multiple revenue streams or product lines
- E-commerce, retail, or service businesses scaling up
- Businesses preparing for a funding application or expansion
Package 03
Scale
For established businesses that need full financial management and strategic advisory
Starting from
$2,000/mo
+ HST | Billed monthly
3-month minimum engagement
What's Included
- Full-cycle bookkeeping (up to 400 transactions/month)
- Monthly reconciliation — bank, credit, payment & expense platforms
- Monthly financial statements by the 15th
- GST/HST filing, preparation & compliance support
- Full accounts payable & receivable management
- Monthly 45-minute financial review & strategy meeting
- Cash flow monitoring & reporting
- Year-end working papers & audit preparation
- Budget vs. actual reporting
- Basic financial advisory support
- Payroll processing (up to 10 employees)
- Encrypted document portal access
Best For
- Established businesses with 5–15 employees
- Annual revenue $500K–$2M
- Complex revenue structures or multi-location operations
- Nonprofits managing multiple grants and funders
- Businesses preparing for audit or major investment
- Organizations that have outgrown their current bookkeeper
Package 04
Enterprise
Full fractional CFO and financial leadership for complex, multi-entity organizations
Starting from
$3,600/mo
+ HST | Custom quoted
Scope assessed at consultation
What's Included
- Full-cycle bookkeeping (unlimited transactions)
- Complete monthly reconciliation across all accounts
- Monthly financial statements & management reporting
- Full compliance — GST/HST, WSIB, T3010 & more
- Full payroll management (15+ employees)
- Monthly CFO-level financial review meeting
- Cash flow modelling & runway analysis
- Budget development & forecasting
- Grant tracking & funder compliance reporting
- Board & finance committee reporting packages
- Audit preparation & external auditor liaison
- Full fractional CFO advisory support
Best For
- Organizations with 15+ employees
- Annual revenue $2M+ or nonprofit budget $1M+
- Multi-funder nonprofits with audit obligations
- Businesses preparing for major funding rounds
- Organizations needing embedded financial leadership
- Government contract recipients requiring rigorous compliance
Add-Ons
Additional services available on any package.
Need something beyond your core package? These services can be added to any engagement. All add-ons are quoted at consultation.
Payroll Processing
Inventory Management
Financial Dashboard (AI-Powered)
Business Coaching
Cost Accounting
Budget Development & Management
GST / HST / QST Filing
Expense Management Setup
Cash Flow Modelling
Grant Financial Reporting
Mid-Year Reforecasting
Financial Policy Manual
Internal Controls Review
Strategic CFO Advisory Sessions
Board Meeting Attendance
Behind on your books?
We've got you.
One year. Two years. Three years or more. No judgment — just results.
Historical Bookkeeping Cleanup
Your financial recovery starts here.
Are you behind on your bookkeeping? It happens more than you think — and it is more fixable than you feel. We have led full financial recoveries for organizations with multiple years of books in arrears, including managing the complete audit process from a state of significant disrepair. We bring your books current, prepare year-end working papers, and restore the financial clarity your business deserves.
Per Month
$300/mo
Starting price per month of cleanup required
1 Year Behind
From $3,600
Quoted after books assessment
2–3+ Years
Custom Quote
Scoped at discovery call
All historical cleanup engagements begin with a discovery consultation to assess the current state of your books. Final pricing is confirmed before any work begins — no surprise invoices.
Book a Cleanup ConsultationStill not sure if your business is ready for a dedicated bookkeeper?
Take our 5-minute readiness assessment and find out exactly where you stand — and what your next best step is.
Technology We Use
We work with the best tools in the industry.
Every platform we use is carefully selected to keep your books accurate, accessible, and audit-ready — wherever you are in Canada.
QuickBooks Online
Platinum ProAdvisor
Plooto
Accounts Payable
Dext
Receipt Management
FreshBooks
Invoicing & Billing
Float
Cash Flow Forecasting
Shopify
E-Commerce
Xero
Cloud Accounting
Stripe
Payment Processing
Square
POS & Payments
HubDoc
Document Collection
Wagepoint
Payroll
Payworks
Payroll & HR
Ceridian
Workforce Management
ADP
Payroll & HR
FAQ
Bookkeeping questions, answered.
What bookkeeping packages do you offer?
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We offer four tiers: Starter, Growth, Scale, and Enterprise — available on 3-month, 6-month, and 1-year terms. Use the pricing slider above to explore each package and what it includes. Custom quotes are available for engagements outside standard scopes.
How do I know if my business needs a bookkeeper?
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If you are spending more than a few hours a month managing your books, if tax time feels chaotic, or if you are preparing to hire, apply for funding, or scale — you are ready. Take our 5-minute readiness assessment for a personalized answer.
How long does onboarding take?
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Our standard onboarding takes a maximum of 7 business days. If your books require catch-up or systems migration it may take a little longer we communicate clearly at every stage so you always know what to expect.
How long are service terms?
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Service terms are 3 months, 6 months, and 1 year. We invest significantly in understanding your business during onboarding, and longer terms allow us to deliver full value. One-time engagements are available for tax filing, historical cleanup, and specific advisory projects.
Are all services remote?
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Yes. Cobella Financial is a fully remote firm. All services are delivered virtually using secure cloud-based platforms — which means you have access to our full capabilities regardless of where in Canada your business is located.
My accounting software is not cloud-based. Is that a problem?
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Not at all. We can support you through a transition to a cloud-based platform. The migration is handled carefully to preserve your historical records and make the switch seamless.
What is the difference between cash and accrual accounting?
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Cash basis records revenue when received and expenses when paid. Accrual records revenue when earned and expenses when incurred — regardless of cash movement. For most growing businesses, accrual accounting provides a more accurate picture and is required for audit-compliant financial statements.
Can you work with our existing CPA or accountant?
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Absolutely. We operate as your virtual accounting office and work seamlessly alongside your CPA or external accountant. We handle day-to-day financial operations and prepare everything your accountant needs to complete year-end filings efficiently.
How does document and receipt management work?
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We integrate directly with your bank and use tools like Dext and HubDoc for digital receipt management. You photograph receipts or forward invoices and they flow into your books automatically. No need to deliver anything in person.
How is my financial data kept secure?
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We maintain on-site and off-site backups using end-to-end encrypted solutions that meet ISO 27001, HIPAA, CCPA, GDPR, and DPA compliance standards. All documents are stored in designated encrypted folders with tightly controlled access.
How do payments work?
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One-time services are paid upon signing the engagement agreement. Ongoing retainer services are invoiced on the 1st of each month. All pricing is transparent and fixed before work begins — no surprise invoices.
How does the process work to get started?
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After your consultation call we send an Engagement Agreement detailing scope and terms. Once signed, onboarding begins you are set up with an encrypted folder, we connect to your systems, and work begins within 7 business days.
Ready to take the guesswork out of your books?
Book a consultation and let's find the right package for your business. Every engagement starts with an honest conversation about where you are and where you want to go.
Book a Consultation