Strategic financial
leadership without
the full-time hire.
Cobella Financial provides fractional CFO, controllership, and financial advisory services to organizations that need senior financial expertise on their terms — not a corner-office salary.
QuickBooks Platinum ProAdvisor
Certified at the highest tier, advanced systems, financial reporting, and integrations.
City of Toronto Contract Recipient
Government-level financial accountability and reporting expertise built in.
10+ Years Progressive Financial Leadership
From bookkeeping foundations to CFO-level strategy across nonprofit, corporate, and social impact.
Featured on BNN Bloomberg
Recognized financial expert bringing media-tested credibility to your organization.
Fractional doesn't mean partial. It means you get senior-level financial leadership scoped precisely to your organization's stage, capacity, and goals.
You need more than
a bookkeeper.
You're past the startup phase. Your finances are being managed, but not strategically led. You need someone who can read the numbers and tell you what they mean for your next decision.
- ✓Your board or funders are asking for financial reports you don't have time to build
- ✓You're navigating grant funding, restricted dollars, or complex multi-funder reporting
- ✓You're preparing for a government contract, audit, or RFP submission
- ✓You've grown past one person handling everything financial
- ✓You're making big decisions (expansion, hiring, new programming) and need financial modelling to back them
- ✓Your current financial setup doesn't reflect the seriousness of your organization
What You Get With Cobella
Strategic financial leadership
Not just recording — interpreting and advising.
A direct relationship
You work with Shantae — not an account manager.
Sector-specific fluency
Nonprofit, government, corporate — we speak all three.
Systems that scale
Built to hold up as your organization grows.
What financial advisory
looks like with us.
Every engagement is scoped to your organization. Below are the core service areas we deliver under advisory and controllership engagements.
Fractional CFO Services
Senior financial leadership available on a part-time or project basis, without the full-time executive cost.
- Financial strategy & roadmap development
- Cash flow forecasting & scenario modelling
- Investor & funder financial presentations
- Capital planning & risk analysis
- KPI development & financial health monitoring
Nonprofit Controllership
Specialized controller services for registered charities and nonprofits with complex funding structures.
- Restricted & unrestricted fund management
- Grant reporting & funder compliance packages
- Board & audit committee financial reporting
- Audit preparation & support
- T3010 support & CRA compliance
Budget Development & Forecasting
Rigorous, board-ready budget frameworks aligned to your strategic plan and funding reality.
- Annual budget design & presentation
- Program-specific budgeting (grant-ready)
- Multi-year financial projections
- Variance analysis & mid-year reforecasting
Financial Reporting & Analysis
Clear, decision-ready financial statements and management reports, for you, your board, and your funders.
- Monthly management reporting packages
- Board-ready financial statements
- Funder-specific reporting formats
- Trend & performance analysis
Systems Setup & Migration
Financial infrastructure built from scratch or migrated from legacy systems, with clean data you can trust.
- Chart of accounts design
- Accounting software setup (QBO, Xero, others)
- Financial process documentation
- Internal controls implementation
RFP & Proposal Financial Support
Financial sections of government and institutional RFP submissions, built to meet the standard reviewers expect.
- Budget narrative development
- Financial eligibility documentation
- Cost allocation methodology
- Government-standard financial templates
Three ways to
engage Cobella.
Our advisory work is structured around your reality, not a rigid retainer or a one-size model.
Fractional / Ongoing
A dedicated, recurring engagement where Cobella acts as your in-house CFO or Controller. Available monthly, supporting operations, reporting, and strategy continuously.
Ongoing RetainerProject-Based
A defined-scope engagement for a specific need, audit prep, budget cycle, system migration, or RFP financial package. Clear deliverables, clear timeline.
Defined ScopeAdvisory & Consultation
Strategic financial advice on a session or as-needed basis, for organizations not ready for a full engagement but needing expert guidance on specific decisions.
As NeededEvery advisory engagement
is built on three pillars.
The Big Three are the operating principles behind every Cobella engagement, not marketing copy.
Technology
We build financial systems that work, not workarounds. Every engagement includes a technology assessment to ensure your tools match your scale and reporting needs.
Onboarding
A structured, documented transition process so that financial knowledge isn't locked in anyone's head. We build institutional memory from day one.
Advisory
You don't just get a report — you get our interpretation. Every financial package comes with context, analysis, and a recommendation for your next move.
A five-stage framework
for financial clarity.
Every Cobella advisory engagement follows the Cobella Clarity Method, a structured five-stage process that moves your organization from financial ambiguity to full strategic control.
Explore the Method in FullAssess
We take a complete diagnostic of your current financial state, systems, processes, gaps, and health.
Align
We align your financial strategy with your organizational goals, structure, and growth stage.
Build
We build or rebuild the financial infrastructure your organization actually needs.
Clarify
We translate your numbers into language your board, funders, and team can act on.
Grow
We position your financial systems to scale and we're with you as you do.
What to know before
we connect.
A controller focuses on the accuracy and integrity of your financial records, clean books, internal controls, audit-ready reporting, and compliance. A fractional CFO operates at a higher strategic altitude using those numbers to guide decisions about growth, funding, risk, and long-term direction. Cobella Financial can function in both capacities, depending on where your organization is and what you need most.
Yes — nonprofit and charity financial management is a core area of our work. We have direct experience managing restricted fund accounting, multi-funder grant reporting, deferred revenue schedules, board reporting packages, and audit preparation for registered charities. We understand the accountability requirements that come with government and foundation funding.
Advisory and fractional CFO engagements are custom-scoped. Pricing depends on the scope of services, the complexity of your organization's financial structure, the frequency of engagement, and whether we're also handling bookkeeping. All pricing is discussed and agreed upon in your discovery call — no surprises, no vague monthly retainers.
No. We can work alongside your existing bookkeeper or internal finance team in a purely advisory or controller capacity. However, if your underlying financial data has quality issues, we'll flag that — because advisory is only as good as the data it's built on. In those cases, we may recommend a Cobella bookkeeping engagement to establish a clean foundation first.
Yes. Supporting organizations through RFP and government contract submissions is a specialized service we offer. We've worked directly with City of Toronto contracts and understand the financial documentation, cost allocation narratives, and budget standards that government funders require. Book a call and we'll assess your timeline and needs.
Let's talk about
what your numbers are telling you.
Book a discovery call with Shantae to discuss your organization's financial stage, gaps, and goals — and whether a Cobella advisory engagement is the right fit.